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Is he there while he's saving money to buy his own house?
It's important to understand his reasons (and there should be some).10.
Rather than pay off his credit cards each month, he pays the minimum. This is a regular occurrence because he never seems to have enough money to pay his bills.4. He blames other people, the high unemployment rate or other circumstances beyond his control for his lack of employment.
He often says that it's just a temporary situation, but even when he's working, he doesn't seem to keep a job for very long.5.
If he's in a financial rut, he lacks ambition to get out of it.