Before spending hours searching for the most affordable debt consolidation loan, you should save your time and money by applying with P2P Credit.
Having less than perfect credit shouldn't stop you from receiving the benefits of consolidating your debts.
A personal loan to consolidate debt makes sense only if you receive a lower interest rate than you have on your existing debt or if it helps you pay off your debt faster.
Otherwise, taking on a new loan to wipe out an old one is postponing the inevitable.
Lastly, the best rates for personal loans will go to those with impeccable credit.