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When you go to borrow money, the first things the lender looks at are your credit history and credit score.
The score is basically a measure of how reliable you are about borrowing and paying back money.
Now that you’re actively building credit via your first credit card, it’s a good idea to monitor it.
Three major credit bureaus keep track of your credit history: Equifax, Experian and Trans Union.
That means being mindful of your spending; if you use your card as ready cash, you can burn through your available credit in a hurry.