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The telephone companies would provide billing services for chat line companies.Typically the telephone companies would bill callers to chat lines and then remit 45% of the money collected to chat line operators.AT&T and MCI offered nationwide collection services, with a cap of per call.

By 2007 only Verizon, Sprint and AT&T remained in the chat line business in the U. By 2007 Verizon and MCI had merged and only a few chat line companies remained active as a result.

Verizon provided billing services to calls made in Massachusetts, Rhode Island and Maine.

Unused minutes were rarely usable on a second call.

The provider provided (say) 10 minutes of service, but got to keep all of the money (say 20 minutes).

In the sex industry, similar platforms emerged facilitating the selling of used panties and other odoriferous garments, and for "cam" video sessions, in which the customer, for a fee, can direct the woman on the video screen, and for a higher fee, have a private connection (no one can see caller or provider except each other).